ClearEdge Lending LLC
19800 MacArthur Blvd., Suite 550, Irvine, CA 92612
https://clearedgelending.com
Internal Reviews
(1 review)
Total loans closed with Loan Factory
20
Total loans closed with Loan Factory (past 12 months)
5
Lender overview
Basic information
ClearEdge Lending LLC ISAOA, ATIMA C/O SPS, as Servicer PO Box 7277, Springfield, OH 45501-7277 Agency Loans only: ClearEdge Lending LLC ISAOA, ATIMA 20 Enterprise, Suite 350 Aliso Viejo, CA 92656
ClearEdge Lending LLC ISAOA, ATIMA 19800 MacArthur Blvd., Suite 550 Irvine, CA 92612
Lock policies & Fees
Lock Policies
Lock extension fees are 2 bps/day (0.02/day) for all loan programs.
Max 2x / 30 days, not to exceed 75 cumulative lock days
Worse case pricing and 0.25 re-lock fee (in price) will be applied if re-locked within 30 days of Expiration/Cancellation date.
Lender's niche & Overlays
Non-QM loans (Full, Express, 1099, Bank Statement, P&L Only, WVOE, Asset Depletion, DSCR (SFR-2-4 units)
.75-.99 DSCR
Jumbo non-QM
Combine multiple income sources
Asset depletion at 60 months
1 year self-employed
55% DTI
In house Exception approval.
Lender turn time
2
2
1
Review - ClearEdge Lending LLC
3.0
1 Google Reviews
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